July.16.16Personal Finance
Money Matters with Nimi

We hear a lot about the importance of goal-setting but most of us don’t have clear and measurable goals to work toward. Most people do not actually take the trouble of writing them down and wonder why they are just passengers journeying through a life that lacks purpose and significance. Writing goals down does not guarantee success but it is an important beginning: Here are some reasons why:

There is so much to think about in our every day lives. If you don’t write the important things down you will simply forget.

Writing down your goals and dreams and keeping the paper visibly, on your wardrobe, on your mirror, on your wall, will serve as a constant reminder of what must be done. When you see them everyday it keeps them in view and crystallizes our thoughts.

By writing down specific and measurable goals down on paper with clear milestones, we are clarifying what is most important to us and better able to prioritize and focus.

Goals are dreams unless they are accomplished. By writing your goals down and reviewing them regularly gives you the impetus to act on them.

New opportunities can quickly become distractions that can pull you off course if you are not already focused on something. Written goals provide us with a reference point, a guide; a personal road map

When you start your day knowing what you plan to accomplish, it helps you manage your time as you break the steps down into manageable tasks.

Keeps you more organized in your approach to achieve your goals.

It shows commitment and accountability to yourself, and you feel a sense of fulfillment when you see the progress made a particularly when you can tick off the ites on the to do list.

Forbes once reported on a goal-setting study carried out with Harvard MBA Students. They were asked if they had set clear, written goals for their futures, as well as if they have made specific plans to transform their fantasies into realities. This was the result:
3 percent of the students had written goals and plans to accomplish them,
13 percent had goals in their minds but haven’t written them anywhere
84 percent had no goals at all.
Which category do you fit into?

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