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A research report from Cambridge University revealed that money habits are formed by the age of 7. This means that the earlier we start to introduce our children to the basic financial concepts, the better. Sadly, most parents don’t deal with their children’s money issues until the children are adults. By then, any money problems […]

The CBN in a circular dated July 5, 2013 directed all banks to advise their #customers against issuing “dud” cheques to third parties, that is, issuing a cheque against an unfunded account. Naturally, it is infuriating to be at the receiving end of a dud cheque. This makes people reluctant to accept cheques from people […]

Building a nest egg for your retirement is only one aspect of retirement planning; this may well be the easy part. For many people, what is more difficult is ensuring that those savings you have accumulated over the years, actually last as long as you live. Indeed, perhaps one of the greatest challenges to financial […]

A prenuptial agreement commonly referred to as a “prenup,” is a written legal contract between two people who are about to wed. It clearly sets out terms of ownership of assets before the marriage, how future earnings should be treated, and potential division of assets if the marriage doesn’t endure. It can also be used […]